WHAT OFFERS OMNICREDIT TO YOUR CLIENTS?
Omnicredit, is a financial entity that provides loans or fast online credits to meet specific needs, since you can access financing of up to € 600, making the deposit of the requested money, granted in a quick and easy way, within a period of no more than 10 minutes, from the approval of the request.
It is necessary, that to be able to access this financing, the interested party is a person with more than 21 years old, a proven solvency, and with this, one can opt for credits of a certain amount, which will carry with them administrative expenses, which come stipulated in the tables, that Omnicredit, puts on its website:
- € 11 if the requested amount is € 50.
- € 22 if the requested amount is € 100.
- € 44 if the requested amount is € 200.
- € 66 if the requested amount is € 300.
- € 88 if the requested amount is € 400.
- € 110 if the requested amount is € 500.
- € 132 if the requested amount is € 600.
If the quick credit is granted, the requested amount will be received, which will have to be deducted from the administration expenses, which will be deposited in the current account, taking into account that if the loan is repaid, it will be paid in 21 calendar days, the entity reserves the right not to charge another series of expenses.
How can I apply for loans in Omnicredit?
The application process in Omnicredit, in order to access its financing products, is simple, since it is necessary to fill in a series of information that the entity asks the interested party, through its website, among which personal data, as well as As the applicant’s employment status, the account number assigned to make the deposit and the amount that is needed, for later, with all this data, evaluate your request sent.
If the evaluation is accepted and the loan is granted, from Omnicredit, it will inform the Applicant, by means of a text message, to the electronic mail, provided by the client, a process that will be carried out in the same way, if by the otherwise the Loan is not favorable for the applicant.
What are the requirements for an online loan in Omnicredit
To be able to access the financing, of fast credit, offered by Omnicredit, it is necessary to fulfill a series of requirements, very similar to those that other similar entities put in their conditions and that are summarized in the following:
- Any person over 21 years of age.
- Spanish nationality.
- Current payroll or pension.
It should be noted that Omnicredit, on its website, makes it clear that the unemployed should refrain from applying for funding in their entity, and that all those who request a loan must meet another set of requirements:
- They must have the legal capacity to conclude the Loan Agreement.
- They do not have to have any outstanding payments, or any kind of debt to third parties.
- They should not be in any register of defaulters, such as Financial Credit Institutions.
- Not be involved in litigation with respect to making payment to others.
- Not be in bankruptcy.
- Acceptance of the general conditions of the contract, which must be reviewed by the applicant.
What happens if I do not pay a Omnicredit Loan
It is necessary to take into account that when the requested money is not returned in full, on the date fixed in the contract, a cost will be incurred for the first shipment of € 25, having to reimburse that penalty within 5 days after the fixed return date.
If it does not occur, the refund of the amount, after that date or first notice, will be applied another penalty of 15% applicable on the amount that is unpaid. All these credit entities or quick loans, make available to their clients, their web pages, to carry out all the application and information procedures, although it is necessary to take into account the terms and conditions that it offers, so it is interesting to put in contact with Omnicredit, through their contact telephone number or the e-mail, which the entity makes available to its clients, in addition to taking into account the different opinions they are offered of them, since in the majority of the cases it is valued of negative form, the commissions that they charge on the money requested by the client.